During the Trans Ohio Symposium I was able to hear the workshop presented by the lead transgender veteran liaison person for the Veterans Administration Hospital I go to in Dayton, Ohio.
What did I learn? The VA in some situations will provide one wig and one set of breast forms a year. And more importantly, I should have no problems being referred to a qualified vocal feminiization coach in the near future.
I also sat in on another informative workshop called "Finding Your Feminine Voice."
During the workshop, the presenter mentioned a couple options she used to dramatically improve her voice. She mentioned You Tube videos as a possibility but couldn't remember who she used. So, as with most things on You Tube, usage comes with a built in warning but could be worth exploring. Other options included various tonal apps on your phone. Plus, someone mentioned access to your local educational institutions. Many of them have student intern programs which can be relatively inexpensive.
With any improvement worth working on, practice is very important with voice training. Options mentioned included leaving yourself messages on your email, or answering machine and/or practicing on your laptop so you can see your self as you talk.
Without getting too technical, the presenter said your new voice should originate somewhere in your upper neck area. Using the chest area is what men use and getting too far up into the nasal area will result in a falsetto tone. She (the presenter) also said though, since women vary their vocal patterns more than men, an occasional falsetto type tone isn't all that bad.
Hopefully, a few of these ideas may help you down your own vocal path. When I finally get a vocal therapist appointment, I will keep passing along more ideas.