Every once in a while I mention the often bewildering world of changing your gender markers (which means flipping the "M" to "F" or vice versa. The rules often change radically depending upon where you live.
I have also mentioned I'm just lazy plus a huge procrastinator. The other day though when Liz and I stopped into a convenience store/gas station for petrol and coffee. It so happens I have had a rewards card there for ever. It was still in my male name until the other day when Liz saw the receipt and the name. To make a long story short, she said something not so positive about the name she saw.
OK already! I changed the name and the marker from "Mr." to "Ms." I wish it all could be that easy. Even I would have to quit putting it off.